Non-bank Lending
Smarter Lending, Made Simple
When timing, complexity, or vision demands more than a traditional bank, 1989 Capital delivers clarity and speed where it matters most.
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Our Private Lending Division provides flexible funding solutions designed for property investors, business owners, and brokers navigating time-sensitive or complex transactions.
Why Borrowers Choose Us
We understand that opportunity doesn’t always fit inside a bank’s box.
At 1989 Capital, we assess the full picture — not just the paperwork.
Efficiency
Fast approvals and settlements — capital that moves when you do.
Flexibility
Tailored loan structures that adapt to your unique project, income, and timeline.
Opportunity
Strategic funding that unlocks value, whether for acquisition, development, or refinance.
EXPRESS NO DOC
Loan Amount: $100k-$5m
LVR: Up to 75%
Loan Purpose: Acquisition, refinance, equity release, bridging
Loan Term: 1-24 months
Security Types: Residential, commercial, industrial and agricultural properties considered on case-by-case basis
Security Location: Metro and selected rural suburbs
Eligible Borrowers: SMEs, investors, trusts
SECOND MORTGAGE
Loan Amount: $250k-$5m
LVR: Up to 75%
Loan Purpose: Purchase, refinance, cash-out (unlimited)
Loan Term: 1-24 months
Security Type: Residential, commercial, industrial properties, DA approved sites and specialised securities considered on a case-by-case basis
Eligible Borrowers: Company or corporate trust